I live in a “no fault” state – do I have any legal rights?
“No fault” insurance essentially means that the insurance carrier of each driver will pay the expenses and losses of their respective clients (up to the policy’s limits), regardless of who was at fault in causing the crash. This usually means injured drivers receive compensation from their insurance carrier more quickly than they might otherwise receive. The trade-off for this benefit is that drivers are usually unable to file car crash lawsuits to seek additional compensation from the other driver. Only a few states have “no fault” insurance laws, and some of these states have exceptions to the general prohibition preventing them from filing a civil lawsuit. It is best to consult with an experienced attorney in your state to learn what rights you may have in this situation.